What is the Personal Accident Coverage?

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The coverage for a motorcycle driver’s personal accident compensates both you and your bike.

What does the Personal accident coverage include?

If you cause an accident while riding the insured vehicle, you’re covered in case of permanent total disability or loss of life.

How can I add this coverage?

Already insured with us? Just drop us a line at help@hellasdirect.gr and we’ll add it to your policy.

New to Hellas Direct? Get a quote, pick your plan, and add the cover in a few steps.

How much is the payout?

€50,000 for permanent total disability or loss of life. For non-Greek drivers, we also cover repatriation expenses up to €7,500.

Are there exclusions?

Yes. For example: accidents without a helmet, pre-existing conditions, heart or vascular issues, mental disorders, suicide attempts, or exposure to radiation.

Does it cover both the driver and the owner?


It covers whoever is behind the wheel of the insured vehicle at the time of the accident. If the driver is under 25, they’ll need to be declared as a “new driver” when getting a quote.