Payment Methods
  • 02 Aug 2022
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Payment Methods

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You can pay with one of the following payment methods:

  • By card (debit, credit or prepaid)

If you use your credit card you can pay in up to 12 interest-free installments. For policy duration from 6 up to 11 months (180-359 days) you can pay in 2 or 6 interest-free installments and for 12 months duration (360-365 days) you can pay in 2, 6 or 12 interest-free installments

All card transactions are processed by EveryPay, a fully licensed Payment Service Provider, regulated by the Bank of Greece, which complies with all card transactional regulations. EveryPay is a validated PCI DSS Compliant Service Provider, which offers a secure transactional gateway, and is periodically inspected by specialized consultants. All services are provided via secure connections with 256 bit SSL certifications. EveryPay also supports the use of the 3D Secure service, an extra safety net for VISA and MasterCard cards. If the 3D Secure service is enabled, the user will have to complete additional security information in order to successfully complete the online transaction.

  • Via your PayPal account

  • Using an electronic transaction code

    Using an electronic transaction code to pay through one of the following ways: With cash at the bank (due to covid-19 there might be restrictions for the transactions at the banks’ cashier), with cash or by card at an OPAP agency, via e-banking or phone banking.

    How to pay using a transaction code, in more detail:

    • e-banking / phone banking: You can pay through your phone banking or e-banking, at one of the following banks: Alpha Bank, Piraeus, National and Eurobank. If you choose to complete the payment via e-banking, the general process is: Click on “Payments” (not “Transfers”), find “Hellas Direct” under “insurance companies” and type the exact amount of your premium. You can complete the payment until the transaction code’s end date, as indicated in the email you will receive.

    • At an OPAP store: You can pay (by cash or card) at an OPAP agency that supports Tora payment system by cash or card. Make sure you make the payment before 14:00 pm on the code's expiry day. Here you will see the service points.
      If your code expires on Saturday or Sunday you can make your payment at OPAP only Monday to Friday. If you choose to pay on Friday, it must be done before 14:00 pm. OPAP Payments include commission €1.


    Keep in mind that public holidays might affect the payment time your transaction is proceeded !

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