What is an excess?

Excess is the amount of money you, the insured driver, need to pay towards a claim, in case you activate a cover and ask for compensation. For example, if you activate the "Natural Phenomena" cover and the repair of your damage costs €600, you will pay €300 (which is the excess amount for this cover) and your insurance company will pay the rest €300.

You can check which covers have an excess, while choosing an insurance programme, to get a quote. Please note that in some cases you can change the excess amount, and keep in mind that the excess amount can affect the premium’s total amount. This means, the lower the excess amount, the higher the premium.

The best part: If you choose to repair your car in one of our partner garages, you will have an exclusive 50% discount on the exemptions of the following covers: Natural Phenomena, Partial Theft, Malicious Acts, Own Damages.