Do you have a specific plan for mortgaged homes?

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Yes! We offer the Core Plan (Building – Loan), which covers everything banks require, including:

  • Earthquake

  • Natural disasters

  • Fire

  • Explosion, lightning

  • Wildfire

  • Smoke damage

  • Firefighting costs and damage from firefighting efforts

  • Subsidence – Landslide

  • Damage and investigative work on internal pipelines

  • Leakage from water, heating, air conditioning, or sewage pipes (including water pumping costs)

  • Aircraft crash

  • Vehicle impact

  • Falling trees, branches, poles

  • Malicious acts

  • Civil unrest, riots, strikes, disturbances

  • Acts of terrorism

The Core Plan fully meets bank requirements and even gives you up to 20% ENFIA tax discount.

If you’re looking for something more flexible, both the Easy and Max plans also cover mortgaged homes (including earthquake protection). The Max Plan even covers the contents of your home.