What is wallet+?

Wallet+ is the digital wallet, powered by Hellas Direct, which offers you the opportunity to cover, through a loan provided by partner banks, all your vehicle needs: road tax, replacement of tyres, repair of an external damage, repair of a breakdown. You don’t have to pay in full once and for all. With wallet+ you can break the expense in monthly instalments, no credit card needed.

Wallet+ is available to everyone, no matter whether they are insured with Hellas Direct or not.

The financing is evaluated, approved and offered by cooperating credit institutions for amounts between €20 and €2,000, as per their relevant credit policy.

Lending rate

For amounts between €20 and €500 the interest rate is 0%!

For amounts between €501 and €2,000 the lending interest rate ranges between 12,6 and 19,6% and doesn't change throughout the financing period (the respective levy under Law 128/75, currently 0.6%, is included)

Below you can see the interest rates and the handling and operating costs, for each cooperating credit institution:

tbi bank
For amounts between €20 and €500, fixed interest rate 0%. It is paid in 4 instalments with every instalment having a €3 fee. The first instalment is paid with your debit card as soon as the financing application is approved.

For amounts between €501 and €2,000, fixed interest rate from 12.6 up to 19.6%. The lending rate is calculated exclusively for each customer during their funding application. Handling and operating costs amounting to €30 is being incorporated into the monthly instalments.

Ancoria Bank
For amounts between €100 and €500, fixed interest rate 0%. It is paid in 6 instalments with every instalment having a €3 fee. The first instalment is paid with your debit card as soon as the financing application is approved. This specific bank is currently offering financing exclusively for road tax.

Pireaus Bank
Fixed lending interest rate 13%, available for amounts between €501 and €2,000. Handling and operating costs amounting to €25 and are collected upon the first instalment.

National Bank of Greece
Fixed lending interest rate 13%, available for amounts between €501 and €2,000. Handling and operating costs amounting to €24 for financing up to €1,000 and to €36 for financing over €1,000 and are collected upon the first instalment.