With wallet+ you take care of your vehicle in instalments without a credit card

Pay for its service, repairs, tyres or even road tax in instalments, without a credit card, starting from 0% interest.
Apply for wallet+What you’ll need

It’s a good idea to keep handy:

  • Your VAT number
  • Your mobile
  • Your debit card
  • Your TAXISnet codes

Buy now, pay later
With financing from 0%

wallet+ is designed to keep you moving, no matter what life throws your way. New tyres, a surprise breakdown bill, or your annual service – borrow up to €2,000 and pay it back in monthly instalments.
Road taxMandatory expenses should keep you off the road. Split the cost and get piece of mind.
New tyresDo you need to repair, buy or fit your new tyres? Do whatever you need and pay in instalments.
External damagesYou know where the scratch is, don’t you? Wait no more. Go to the shop and split the cost in instalments.
Breakdown costsElectrical or mechanical breakdown? No worries. Pay for the repair in instalments and get on your way.
Annual servicingOil changes, brake checks – pretty much everything to keep you safe on the road and save you money in the long run.
Road taxMandatory expenses should keep you off the road. Split the cost and get piece of mind.
New tyresDo you need to repair, buy or fit your new tyres? Do whatever you need and pay in instalments.
External damagesYou know where the scratch is, don’t you? Wait no more. Go to the shop and split the cost in instalments.
Breakdown costsElectrical or mechanical breakdown? No worries. Pay for the repair in instalments and get on your way.
Annual servicingOil changes, brake checks – pretty much everything to keep you safe on the road and save you money in the long run.
Getting started is simple. Apply online and get approved in a matter of minutes.

Calculate your payment

Move the slider to your preferred amount to see your instalment
Let us know how much you’d like to borrow
Cost of service €3/installment.Interest rates vary between 12,6% to 19,6% for all amounts above €501,00
Now choose your instalments plan
€3 / installment
Provider A
4 Monthly payments
Total cost
xx

OR
6 Monthly payments
Total cost
xx

12,6% - 19,6% interest rate
Provider B
6 Monthly payments
First payment feex
Total cost
xx

OR
12 Monthly payments
First payment feex
Total cost
xx

*A one-off service fee of €24,00 will be added to your first month’s payment
These figures are calculated with an indicative interest rate of 13%. Your rate is calculated once you login to your bank. Interest rates are fixed for the full term.
Everything for your car, in one monthly payment
Split the cost of staying up and running and the bills you didn't see coming.
Apply online and find out if you’re eligible in minutes
It takes 5 minutes to apply. And we’ll tell you if you’re eligible straight away.
Choose your preferred garage – or we can recommend one
We only work with the best of the best. Check out our partner garages. Δες τα συνεργαζόμενα συνεργεία
Help from our team whenever you need us
We don’t disappear after you apply. Need advice and support? Just ask.
First step - service and garage selection
Second step - choose your bank
Third step - application
Fourth step - pay back in installments

How to apply

  1. Select services and choose a garage
  2. Tell us what you need help with along with a few personal details. If we’re talking repairs, we recommend getting a quote from a garage beforehand so you can get approved for the right amount.

  3. Choose your bank
  4. Depending on the amount, you can choose any bank you want from the following: €20 - €99: tbi bank. €100 - €500: tbi bank or Ancoria Bank. €501 - €2.000: tbi bank, Piraeus Bank or the National Bank of Greece.

  5. Complete your application
  6. Once you’ve chosen your bank, you’ll be directed to their website to complete your application. You’ll then be asked to log in to your web banking or verify your details and eligibility.

  7. Pay back in instalments
  8. Once your application is approved, we’ll give a full run-down of your monthly payment plan. We pay the garage directly, so all that’s left to do is look out for your monthly reminders and pay us the amount when it’s due.

Frequently asked questions

In a few, very simple, online steps:

1. You begin with your application
On the wallet+ page you fill in some details of your vehicle and the owner's VAT number. This will show you how much money you have to pay. Then, you select a bank for the financing.

  • €20 - €99: tbi bank.
  • €100 - €500: tbi bank or Ancoria Bank.
  • €501 - €2,000: tbi bank, Piraeus bank or National Bank of Greece.

2. You continue online within the bank's interface
You follow the instructions and complete the application within a few minutes.

3. You proceed to the approval
Whether you are getting an approval or not depends entirely on the credit policy of each bank. Either way, though, you will know in a matter of minutes. If you get approved, you will be notified by the bank. Remember to sign the financing agreement digitally.

If your fees are €20-€500, you will need to pay the 1st instalment at that time from your debit card. You will only need to have the amount of the 1st instalment on your card.

If your fees are €501-€2,000, you won't need to pay anything at that time.

4. We pay your road tax fee
Once you are approved and sign the contract, we pay your road tax fee immediately, without you needing to do anything else.

5. You download your badge
2-3 working days after we have paid your road tax fee, you can confirm this with the AADE (Independent Authority for Public Revenue) and download your badge.

6. You pay the instalments
If your fees are €20-€500, you pay the 1st instalment on approval and the rest per month, just with your debit card. If your fees are €501-€2,000, you pay the 1st instalment 1 month after approval and the rest per month.

Depending on the bank, instalments are paid either by standing order or by bank deposit.

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That depends on the amount you want to borrow and the bank you choose.

tbi bank

  • For amounts €20-€500 you will need: your mobile phone, your debit card and a photo ID
  • For amounts €501-€2,000 you will need: your mobile phone, your debit card, a photo of your ID and your TAXISnet codes or your most recent bank statement.

Ancoria Bank
You will need your mobile phone, your debit card, a photo of your ID and your TAXISnet codes.

Piraeus Bank
You will need your winbank codes and your TAXISnet codes or your most recent bank statement. If you don't have TAXISnet codes but have an account with this bank, you can easily get them online, as long as you have an active debit card.

National Bank of Greece
You will need your internet banking codes and TAXISnet codes or your most recent bank statement. If you don't have codes but have an account with this bank, you can easily get them online, as long as you have an active debit card.

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This depends on the amount you borrow and the bank you choose.

  • For amounts between €20-€500 the interest rate is 0%. However, there is a €3 fee per instalment.
  • For amounts of €501-€2,000 the interest rate is 12.6%-19.6%. It remains fixed for the entire duration of the financing and includes all legal charges.
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Depends on the bank you choose.

  • For tbi bank and Ancoria Bank, you do not need to have an account.
  • For National Bank and Piraeus Bank, you do need to have an account.
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It’s very simple and will only take a few steps.

1. You go to the garage of your choice
You get a quote for the repair or service your car needs. You can also choose a partner garage for your convenience. It's important to do this step first, so you know how much money to borrow. Keep in mind that if you don't find the garage you want on our list, you can contact us so we can add it.

2. Go to the wallet+ platform
Follow the simple instructions, select the garage you have already visited and enter the amount you want to borrow.

3. You select the bank you want

  • For repairs of €20-€500, you can choose between tbi bank and Ancoria Bank.
  • For repairs €501-€2,000, you can choose between tbi bank, National Bank or Piraeus Bank.

Finally, you can see the amount of your instalments.

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Apply for wallet+ in just a few minutes

It takes less than 5 minutes

Need help? We certainly have our ways!

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