With wallet+ you take care of your vehicle in instalments without a credit card

Pay for its service, repairs, tyres or even road tax in instalments, without a credit card, starting from 0% interest.

What you’ll need

It’s a good idea to keep handy:

  • Your VAT number

  • Your mobile

  • Your debit card

  • Your TAXISnet codes

Greece 2.0

This project is carried out within the framework of the National Recovery and Resilience Plan Greece 2.0, funded by the European Union – NextGenerationEU.

Official web portal of the initiative: https://digitalsme.gov.gr

Buy now, pay later
With financing from 0%

wallet+ is designed to keep you moving, no matter what life throws your way. New tyres, a surprise breakdown bill, or your annual service – borrow up to €2,000 and pay it back in monthly instalments.

  • Road tax

    Mandatory expenses should keep you off the road. Split the cost and get piece of mind.

  • New tyres

    Do you need to repair, buy or fit your new tyres? Do whatever you need and pay in instalments.

  • External damages

    You know where the scratch is, don’t you? Wait no more. Go to the shop and split the cost in instalments.

  • Breakdown costs

    Electrical or mechanical breakdown? No worries. Pay for the repair in instalments and get on your way.

  • Annual servicing

    Oil changes, brake checks – pretty much everything to keep you safe on the road and save you money in the long run.

wallet+

Getting started is simple. Apply online and get approved in a matter of minutes.

Calculate your payment

Move the slider to your preferred amount to see your instalment

Let us know how much you’d like to borrow

Cost of service €3/installment.

Now choose your instalments plan

4Monthly payments€128.00

Total cost€512.00

6Monthly payments€86.33

Total cost€518.00

Everything for your car, in one monthly payment

Everything for your car, in one monthly payment

Split the cost of staying up and running and the bills you didn't see coming.

Apply online and find out if you’re eligible in minutes

Apply online and find out if you’re eligible in minutes

It takes 5 minutes to apply. And we’ll tell you if you’re eligible straight away.

Choose your preferred garage – or we can recommend one

Choose your preferred garage – or we can recommend one

We only work with the best of the best. Check out our partner garages.

Help from our team whenever you need us

Help from our team whenever you need us

We don’t disappear after you apply. Need advice and support? Just ask.

Everything for your car, in one monthly payment
Everything for your car, in one monthly payment

Split the cost of staying up and running and the bills you didn't see coming.

Apply online and find out if you’re eligible in minutes
Apply online and find out if you’re eligible in minutes

It takes 5 minutes to apply. And we’ll tell you if you’re eligible straight away.

Choose your preferred garage – or we can recommend one
Choose your preferred garage – or we can recommend one

We only work with the best of the best. Check out our partner garages.

Help from our team whenever you need us
Help from our team whenever you need us

We don’t disappear after you apply. Need advice and support? Just ask.

First step - service and garage selection

How to apply

  1. Tell us what you need help with along with a few personal details. If we’re talking repairs, we recommend getting a quote from a garage beforehand so you can get approved for the right amount.

Frequently asked questions

How do I pay my road tax in instalments?

In a few, very simple, online steps:

1. You begin with your application
On the wallet+ page you fill in some details of your vehicle and the owner's VAT number. This will show you how much money you have to pay. Then, you select a bank for the financing.

  • €20 - €500: tbi bank.

  • €501 - €2,000: tbi bank, Piraeus bank or National Bank of Greece.

2. You continue online within the bank's interface
You follow the instructions and complete the application within a few minutes.

3. You proceed to the approval
Whether you are getting an approval or not depends entirely on the credit policy of each bank. Either way, though, you will know in a matter of minutes. If you get approved, you will be notified by the bank. Remember to sign the financing agreement digitally.

If your fees are €20-€500, you will need to pay the 1st instalment at that time from your debit card. You will only need to have the amount of the 1st instalment on your card.

If your fees are €501-€2,000, you won't need to pay anything at that time.

4. We pay your road tax fee
Once you are approved and sign the contract, we pay your road tax fee immediately, without you needing to do anything else.

5. You download your badge
2-3 working days after we have paid your road tax fee, you can confirm this with the AADE (Independent Authority for Public Revenue) and download your badge.

6. You pay the instalments
If your fees are €20-€500, you pay the 1st instalment on approval and the rest per month, just with your debit card. If your fees are €501-€2,000, you pay the 1st instalment 1 month after approval and the rest per month.

Depending on the bank, instalments are paid either by standing order or by bank deposit.

What documents will I be needing to get funding?

That depends on the amount you want to borrow and the bank you choose.

tbi bank

  • For amounts €20-€500 you will need: your mobile phone, your debit card and a photo ID.

  • For amounts €501-€2,000 you will need: your mobile phone, your debit card, a photo of your ID and your TAXISnet codes or your most recent bank statement.

Piraeus Bank
You will need your winbank codes and your TAXISnet codes or your most recent bank statement. If you don't have TAXISnet codes but have an account with this bank, you can easily get them online, as long as you have an active debit card.

National Bank of Greece
You will need your internet banking codes and TAXISnet codes or your most recent bank statement. If you don't have codes but have an account with this bank, you can easily get them online, as long as you have an active debit card.

What is the interest rate of wallet+?

This depends on the amount you borrow and the bank you choose.

  • For amounts between €20-€500 the interest rate is 0%. However, there is a €3 fee per instalment.

  • For amounts of €501-€2,000 the interest rate is 12.6%-19.6%. It remains fixed for the entire duration of the financing and includes all legal charges.

Do I need to have an account at the bank I choose for the financing?

Depends on the bank you choose.

  • For tbi bank you do not need to have an account.

  • For National Bank and Piraeus Bank you do need to have an account.

How can I pay for a repair or service in instalments?

It’s very simple and will only take a few steps.

1. You go to the garage of your choice
You get a quote for the repair or service your car needs. You can also choose a partner garage for your convenience. It's important to do this step first, so you know how much money to borrow. Keep in mind that if you don't find the garage you want on our list, you can contact us so we can add it.

2. Go to the wallet+ platform
Follow the simple instructions, select the garage you have already visited and enter the amount you want to borrow.

3. You select the bank you want

  • For repairs of €20-€500, you can only choose tbi bank.

  • For repairs of €501-€2,000, you can choose between tbi bank, National Bank or Piraeus Bank.

Finally, you can see the amount of your instalments.

Apply for wallet+ in just a few minutes

It takes less than 5 minutes

Need help? We certainly have our ways!

FAQ