Not just basic motorcycle insurance covers!
All you need to stay safe on the road.
Essential
Our most affordable bike insurance cover.
All the essentials to stay road legal and a few extras we think every policy should have
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Third party liability
This is a mandatory cover, by law. It means that we will pay for property damage done to other vehicles or objects and body injuries caused to other people, as long as you are responsible for these incidents. The limit of cover is set by law (€1,300,000 from January 2022).
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Damages from uninsured vehicle
We cover damage (up to €15,000 or the amount stated in your policy as the insured capital if it's smaller than €15,000) caused to your motorcycle by an uninsured vehicle. For this to happen, the driver must have accepted liability or their liability must be proven by public documents such as a copy of the accident book of the traffic police.It must also be confirmed by the information centre of the subsidiary fund that the vehicle was indeed uninsured when the accident occurred.
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Accident guidance and transportation
We have a 24-hour, 365 hotline. In case of and accident, you call us and we guide you through the next steps. We will record the incident either by phone or with a partner who will come to your aid. Furthermore, if your motorcycle needs towing and you are in Greece, we will take care of the transport.
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Medical advice
We give you access to a 24-hour hotline for medical advice. You can ask anything you need about a health incident after an accident. You can also get the contact details of specialised doctors, partners of INTERSALONIKA.
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Legal advice
You can seek legal advice from professional lawyers any working day, 09:00-19:00.
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Reinbursement outside of friendly settlement
We will compensate you for an accident that happens through no fault of your own with an insured vehicle, even if the damage or bodily injury is not covered by the friendly settlement. We cover up to €6,500 for property damage and up to €30,000 for bodily injury to the driver and passengers.
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Safe ride home
We cover your transportation expenses to the home address you’ve provided in cases where, due to excessive alcohol consumption, you are unable to drive. Simply call us at 2122229900, select the Roadside Assistance option from the menu, and we’ll arrange for your safe transportation home via taxi.Afterward, you pay the taxi fare and send us the receipt at rsa@hellasdirect.gr along with your bank account details (IBAN). You’re eligible for up to €30 in coverage. To use this service, you must be a policyholder, driver, or an additional driver on the contract. The service can be used once per year.
Add the extras you actually need
Additional coverages you can add to your plan.
Download our information document (PDF)-
Personal accident
We’ll compensate you, if you suffer permanent total disability or loss of life due to a motorcycle accident caused by you. We’ll also cover the repatriation of remains for foreign drivers. Learn more on the Personal Accident Cover page
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Natural disasters
We cover damages to your vehicle caused by:
Flood, storm or earthquake.
Fire (accidental or not) in forests, tree clusters, meadows, grazing lands, or due to land clearing with fire.
To activate the coverage, you may need to provide a certificate from the National Meteorological Service or another authority confirming the natural disaster.
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Road assistance
We provide roadside assistance and towing, if necessary, for damages that will occur to your car: mechanical breakdown, flat tyre, battery problem, gasoline issue. We've got your back 24 hours, every day, if you are in Greece.
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Road assistance for Greece-Europe
Stuck on the road? No worries. We’ve got you covered with towing, battery jump-start, tire change, or even fuel if you run out. We’re here for you 24/7, all across Greece and in most European countries as well.
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Legal protection
This cover can be activated in case there is a criminal prosecution against you or in the event of a dispute following an accident. Specifically, we cover the fees of lawyers and legal expenses. The compensation amount won't exceed €6,000.