Road tax 2023 in instalments from 0% interest. Without credit card, only with wallet+ !

If it talked,
it would ask for

Listen to your car

Fix it, paint it, take care of it and break the expense down in small pieces. From 0% interest rate. No credit card needed.

If it could talk,
it would ask for

ONLY BY HELLAS DIRECT
What is wallet+
The platform that gives you the opportunity to cover all your vehicle needs and pay in instalments, with financing of 20 up to 2.000 euros, provided by partner banks.
What can you use wallet+ for
Car service
The usual small or big service (oil change, breaks, etc.).
Break down
Repair of mechanical or electrical problems (engine, electrical system, etc.).
External damage
Repair of exterior damages (scratches, cracks, body shop works etc.) with or without mechanical/electrical damage.
Road Tax
Payment of annual road taxes.
Replacement of tyres
Buy, repair, fitting of tyres or rims. (COMING SOON)
COMING SOON
One financing solution for all your vehicle needs
Anything you need, from 0% interest rate.
Fast, easy, online
Apply in 5 minutes fully digitally, get a reply in 3 minutes.
Broad partner garages network
Choose among our partner garages or suggest yours.
Personal concierge
A member of our team will help you with the financing process.
Learn more about wallet+

Learn more about wallet+

Wallet+ is the digital wallet, powered by Hellas Direct, which offers you the opportunity to cover, through a loan provided by partner banks, all your vehicle needs: repair of an external damage, repair of a breakdown, car service, replacement of tires (coming soon) and road tax. You don’t have to pay in full once and for all. With wallet+ you can break the expense in monthly instalments, no credit card needed.

Wallet+ is available to everyone, no matter whether they are insured with Hellas Direct or not.

The financing is evaluated, approved and offered by a cooperating credit institution for amounts between €20 and €2,000, as per the Bank’s credit policy each time applicable.

Lending rate

For amounts between €20 and €350 the interest rate is 0%!

For amounts between €351 and €2,000 the lending interest rate ranges between 12,6 and 19,6% and doesn't change throughout the financing period (the respective levy under Law 128/75, currently 0.6%, is included)

Below you can see the interest rates and the handling and operating costs, for each cooperating credit institution:

National Bank of Greece Fixed lending interest rate 13%, available for amounts between €351 and €2,000. Handling and operating costs amount to €24 for financing up to €1,000 and to €36 for financing over €1,000 and are collected upon the first instalment.

tbi bank For amounts between €20 and €350, fixed interest rate 0%. It is paid in 4 instalments with every instalment having a €3 fee. The first instalment is paid with your debit card as soon as the financing application is approved.

For amounts between €351 and €2,000, fixed interest rate from 12.6 up to 19.6%. The lending rate is calculated exclusively for each customer during their funding application. Handling and operating costs amounting to €30 is being incorporated into the monthly instalment.

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1. Start your application on wallet+ On wallet+ fill your vehicle's information, the vehicle’s owner tax declaration number and see the exact road tax you are required to pay. Next, select the bank from which you want to be financed and submit your application.

  • For road tax between €20 and €350, the financing is exclusively provided by tbi bank.
  • For road tax between €351 and €2000, you can select between National Bank of Greece and tbi bank.

2. Continue to the online banking Complete your application in the online banking of your selected bank by following the required steps.

3. Application approval In 3’ after you have completed the application, you will receive the bank’s response at your registered email. Please don’t forget to sign the financing agreement.

  • For road tax between €20 and €350, you will be asked to pay the 1st instalment using your debit card.
  • For road tax between €351 and €2000, you don’t have to pay anything at this step.

4. Road tax payoff After your approval and the agreement signing, the funding amount is transferred to Hellas Direct. We pay your vehicle’s road tax right away without you having to do anything else.

5. Payoff confirmation After 4-5 working days from your approval, you will be able to confirm that the road tax has been paid and print the relevant documentation by visiting the official website of Independent Authority for Public Revenue (IAPR).

6. Instalments’ payment Pay your instalments according to the selected instalment plan.

  • For road tax between €20 and €350, you will be asked to pay the remaining 3 instalments every 30 days.
  • For road tax between €351 and €2000, you will be asked to pay your 1st instalment 30 days after your approval and the remaining instalments every other month.

The instalments are not paid automatically, however the bank will notify you on time.

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1. Receive a repair offer from the garage of your selection On wallet+ garage partners page, you can find the nearest garage depending on your vehicle's need. If you can not find one that suits you, don't forget that you can contact us in order to add it in our garage partners. Visit the garage and receive a repair offer, since the funding amount will be required during the next step.

2. Start your application on wallet+ On wallet+ page, fill some of your vehicle's information, select the garage that you already visited and the repair amount. Next, select the bank from which you want to be financed and submit your application.

  • For repair between €20 and €350, the financing is exclusively provided by tbi bank.
  • For repair between €351 and €2000, you can select between National Bank of Greece and tbi bank.

3. Continue to the online banking Complete your application in the online banking of your selected bank by following the required steps.

4. Application approval In 3’ after you have completed the application, you will receive the bank’s response at your registered email. Please don’t forget to sign the financing agreement.

  • For repair between €20 and €350, you will be asked to pay the 1st instalment using your debit card.
  • For repair between €351 and €2000, you don’t have to pay anything at this step.

5. Repair payoff After your approval and the agreement signing, the funding amount is transferred to Hellas Direct. With the relevant invoice, we pay the garage immediately without you having to do anything else.

6. Instalments’ payment Pay your instalments according to the selected instalment plan.

  • For repair between €20 and €350, you will be asked to pay the remaining 3 instalments every 30 days.
  • For repair between €351 and €2000, you will be asked to pay your 1st instalment 30 days after your approval and the remaining instalments every month.

The instalments are not paid automatically, however the bank will notify you on time.

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Absolutely none as far as Hellas Direct is concerned - as with all our procedures.

If you choose to get funded from The National Bank of Greece (NBG), no documents are required.

If you choose to get funded from tbi bank for amounts between €351 and €2,000, you will be asked for your recent tax clearance note and your ID card. While, for amounts between €20 and €350 you will be asked for your ID card and a selfie photograph of yourself, as well as your debit card for the payment of the first instalment. All requested documentation will be submitted digitally.

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If you choose to get funded from The National Bank of Greece (NBG), yes, you need an account there and you will also have to use your username and password for your internet banking. If you don't have credentials you can subscribe to NBG's Internet Banking services by following a few simple steps online. Also, you will need your TAXISnet credentials.

If you choose to get funded from tbi bank, no account and no internet banking credentials are required.

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We have created a complete full mobility financing solution so that you can finance all your vehicle needs. You can choose from the below:

  • Car service
  • Repair of external damage or damage caused by crash
  • Replacement of tyres (coming soon)
  • Road Tax (car and motorcycle)

But stay tuned! Very soon wallet+ will cover more services for your car and also your motorcycle’s needs allowing more choices and services’ combinations.

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You can take your car to any garage you like. You can search your garage among our partner garages. If you don’t find the one that you were looking for, you can either select one from our partner's network or contact us so that we can add the garage you prefer to our network.

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Calculate your payment
Move the slider to your preferred amount to see your instalment
0% interest rate
Provider A
4 Monthly payments
xx
Today
xx
in 30 days
xx
in 60 days
xx
in 90 days
Service charge €3/installment
Total cost xx

12,6% - 19,6% interest rate
Provider B
6 Monthly payments
x
First payment fee x
Total cost x

12 Monthly payments
x
First payment fee x
Total cost x

How much interest rate will you pay
€20 - €350
0%
€351 - €2000
12,6% - 19,6%
Figures provided with indicative interest rate at 13%. You will be notified of the final repayment plan once you login to your bank’s online environement. Interest rate is fixed.
CONTACT
Do you want to reach us?
Call us on 212 2229 912 or send us an email at wallet@hellasdirect.gr and we’ll get back to you in no time!